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WE OFFER

Personal Contract Purchase (PCP) Car Finance


Over 11 years of experience providing bespoke Personal Contract Purchase (PCP) finance for sports, luxury and classic cars

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WHY DORSIA FINANCE

Personal Contract Purchase (PCP) Possibilities Not Available Through Other Lenders

At Dorsia Finance, we specialise in prestige car finance and provide competitive Personal Contract Purchase (PCP) finance options for your dream luxury, sports or classic car

With 11 years of experience, superb industry insight and backed by the support of independent financial experts, we are well-placed to give you the best advice for your individual needs.

We pride ourselves on delivering a tailored, discreet and proactive experience. With a business built on referrals, we’re confident we’re doing things right for our clients.

Try our free online car finance calculator to see how much you could finance, or contact us to get a personalised PCP quote. 

Is Personal Contract Purchase (PCP) Right For You? 

If you are looking to reduce your monthly payments and change your car frequently then PCP is right for you.

With PCP you pay an upfront deposit (usually 10% or higher) and then pay off anywhere from 50% to 75% of the remaining value of the car in regular monthly instalments. At the end of the agreement you have the option to pay the remaining balance of the car, known as the ballon payment, if you want to keep the car. The monthly instalments are fixed based on the agreed interest and the length of the agreement. At the end of the agreement, you have three options:

For more information, read our post on Car Finance Explained →


Advantages:

  • Reduce your monthly cost
  • Change your car every couple of years
  • Fixed interest rate and monthly payments

How Does It Work?

Being a broker, we have made the process quicker and easier than if you were to search the market yourself.

Using our free online car finance calculator, you can find out how much you could finance in under 60 seconds. Once you have sent us your application, it is picked up by one of our team members. Then, through our network of lenders, we will access better rates than what is available on the high street.

The result is you get the perfect finance deal for the car you’ve got your eyes on.

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Hire Purchase (HP)

Hire Purchase (HP)

Own your car by paying off the full value in equal monthly instalments over a fixed period.

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Personal Contract Purchase (PCP)

Personal Contract Purchase (PCP)

Reduce the monthly cost of a new car by deferring an optional ballon payment to the end of the agreement.

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Balanced Payment Plan

Balanced Payment Plan

Fixed monthly payments at a variable interest rate.

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Lease Purchase

Lease Purchase

Reduce the monthly cost of a new cost with a mandatory ballon payment at the end of the term.

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Refinancing

Refinancing

Release Equity by taking out a new finance agreement to pay off the outstanding balance on an existing car finance loan.

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Contract Hire

Contract Hire

Fund the use of the vehicle, but not the purchase of it.

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