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WE OFFER

Balanced Payment Plan
Car Finance


Over 11 years of experience providing bespoke Balanced Payment Plan finance for sports, luxury and classic cars

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WHY DORSIA FINANCE

Balanced Payment Plan Possibilities Not Available Through Other Lenders

At Dorsia Finance, we specialise in prestige car finance and provide competitive Balanced Payment Plan finance options for your dream luxury, sports or classic car

With 11 years of experience, superb industry insight and backed by the support of independent financial experts, we are well-placed to give you the best advice for your individual needs.

We pride ourselves on delivering a tailored, discreet and proactive experience. With a business built on referrals, we’re confident we’re doing things right for our clients.

Try our free online car finance calculator to see how much you could finance, or contact us to get a personalised Balanced Payment Plan quote. 

Is a Balanced Payment Plan Right For You? 

If you want to own your car at the end of the finance term and take advantage of a potential decrease in interest rate over the agreement term, then a Balanced Payment Plan is right for you.

You pay an upfront deposit (usually 10% or higher) and then pay off the remaining balance in regular monthly instalments. The monthly instalments are fixed based on the interest at the time of and the length of the agreement. At the end of the deal, any variation in interest rates is calculated, and you are either credited or charged the difference. You own the car only once you have paid all the monthly instalments. You can choose the length of the agreement, with the most common agreement term being two to four years. 

For more information, read our post on Car Finance Explained →


Advantages:

  • Own the car once the finance is paid off
  • fixed interest rate and monthly payments
  • Potential savings if the interest rate decreases over the agreement term

How Does It Work?

Being a broker, we have made the process quicker and easier than if you were to search the market yourself.

Using our free online car finance calculator, you can find out how much you could finance in under 60 seconds. Once you have sent us your application, it is picked up by one of our team members. Then, through our network of lenders, we will access better rates than what is available on the high street.

The result is you get the perfect finance deal for the car you’ve got your eyes on.

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Hire Purchase (HP)

Hire Purchase (HP)

Own your car by paying off the full value in equal monthly instalments over a fixed period.

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Personal Contract Purchase (PCP)

Personal Contract Purchase (PCP)

Reduce the monthly cost of a new car by deferring an optional ballon payment to the end of the agreement.

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Balanced Payment Plan

Balanced Payment Plan

Fixed monthly payments at a variable interest rate.

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Lease Purchase

Lease Purchase

Reduce the monthly cost of a new cost with a mandatory ballon payment at the end of the term.

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Refinancing

Refinancing

Release Equity by taking out a new finance agreement to pay off the outstanding balance on an existing car finance loan.

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Contract Hire

Contract Hire

Fund the use of the vehicle, but not the purchase of it.

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